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Which Telco Offers the Best Phone Subsidies If You Want to Purchase the iPhone 12 Pro Max
Just last month, Apple introduced the iPhone 12 in 4 models: iPhone 12 Mini, iPhone 12, iPhone 12 Pro and the iPhone 12 Pro Max. The iPhone is released in two waves, the first wave for the iPhone 12 and iPhone 12 Pro and the second wave consisting of the iPhone 12 Mini and also the 12 Pro Max. The cheapest iPhone 12 Mini starts at $1,149, which is more costly when compared to iPhone 11 which starts from $1,080 last year.
The various telco companies have introduced their own subsidies and discounts for the iPhone 12 series. In this article, we will discover which telco company offers the best subsidies for that iPhone 12 series.
#1 Plans With Device Contracts in the Three Major Telco Companies
With the first wave of iPhone 12 releases done, we look forward towards the second wave of iPhone 12 releases: the Mini and also the Pro Max. We will be while using iPhone 12 Pro Max for comparison, which is available for preorder starting from 6th November at 9 pm.
| Storage Capacity | 128GB | 256GB | 512GB |
| Price | $1,799 | $1,969 | $2,299 |
We examine the cheapest and highest tier plans for you to get the iPhone 12 Pro Max provided by the three major telco companies.
Basic Tier Plans For iPhone 12 Pro Max
| Chargeable | StarHub ($65 Mobile+) | SingTel (X048) | M1 (Base Plan) |
| Monthly Subscription | $65 ($1,560 in 24 mths) | $58 ($1,392 in 24 mths) | $40 (LTE) ($960 in 24 mths)
[Optional: $55 (5G+extra 15GB of information) (Total: $1,320 in 24 mths)] |
| iPhone 12 Pro Max Upfront Cost | 128GB – $1,039
256GB – $1,189 512GB – $1,489 |
128GB – $1,148
256GB – $1,308 512GB – $1,608 |
128GB – $1,270
256GB – $1,420 512GB – $1,720 |
| SMS | 200 | 100 | 100 |
| Data | 30GB | 20GB | 12GB
[Optional: 27GB with Booster) ($10 discount for six months] |
| Outgoing (mins) | 200 | 100 | 100 |
| Monthly Caller identification rates | FREE | $5.35 ($128.40 in 24 mths) | $5.35 ($128.40 in 24 mths) |
| Activation of Caller ID | FREE | $10.70 | $10.70 |
| Cost over 24 Months | 128GB – $2,599
256GB – $2,749 512GB – $3,049
|
128GB – $2,679.10
256GB – $2,839.10 512GB – $3,139.10 |
128GB – $2,369.10
256GB – $2,519.10 512GB – $2,819.10 [Optional (5G): 128GB – $2,669.10 ($2,729.10 – $60) 256GB – $2819.10 ($2,879.10 – $60) 512GB – $3119.10 ($3,179.10 – $60)] |
In the category of entry-level plans, StarHub provides the most subsidy around the upfront costs of the iPhone 12 Pro Max. You may also are in position to receive promotional discounts in the various telcos, such as SingTel's $50 discount is included around the upfront cost of all phone variations.
In terms of the total spending over 24 months, M1 provides the cheapest offerings (on LTE). Whenever you opt for the M1's plan with 5G, you will be granted a $10 discount monthly for that first six months. M1 also provides a non-5G plan, which lowers the all inclusive costs of having the iPhone 12 Pro Max. However, this plan of action also provides the lowest amount of data.
Highest Tier Plans For iPhone 12 Pro Max
| Chargeable | StarHub ($155 Mobile+) | SingTel (X0108) | M1 ($40 base + $195 addon) |
| Monthly Subscription | $155 ($3,720 in 24 mths) | $118 ($2,832 in 24 mths) | $235 (LTE) ($5,640)
[Optional: $250 (5G+extra 15GB of data) ($6,000 – $60)] |
| iPhone 12 Pro Max Upfront Cost | 128GB – $249
256GB – $409 512GB – $709 |
128GB – $518
256GB – $668 512GB – $968 |
128GB- $160
256GB- $260 512GB- $560 |
| SMS | 1000 | 500 | 1000 |
| Data | 120GB | 80GB | 112GB (127GB with Booster) ($10 discount for six months) |
| Outgoing (mins) | 1000 | 500 | Unlimited |
| Monthly Caller ID rates | FREE | $5.35 ($128.40 in 24 mths) | $5.35 ($128.40 in 24 mths) |
| Activation of Caller ID | FREE | $10.70 | $10.70 |
| Cost over 24 Months | 128GB – $3,969
256GB – $4,129 512GB – $4,429
|
128GB – $4,119.10
256GB – $2,839.10 512GB- $3,139.10 |
128GB – $5,939.10
256GB – $6,039.10 512GB- $6,339.10 [Optional (5G): 128GB – $6,169.10 ($6,229.10 – $60) 256GB – $6.279.10 ($6,339.10 – $60) 512GB – $6,639.10 ($6,699.10 – $60)] |
The upfront cost of the iPhones 12 Pro Max are much lower when you get higher tier plans. You will get the iPhone 12 Pro Max as little as $160 when joining M1. Of course, the trade-off would be that the monthly plans will also be much more costly – amounting to in excess of $5,600 for M1's LTE plan.
When making comparisons towards the total price across 24 months, StarHub provides the lowest total cost regardless of charging a greater upfront cost for its phone.
#2 Sim-Only Plan Vs Major Telco Companies
Sim-only plans happen to be a popular choice for consumers who're looking for a plan with cheaper prices. Before taking a look at Sim-only plans, you should note that efforts aren't enabled with 5G currently. With this comparison, we will be using the three most popular Sim-only providers: Giga, Circles.Life, and TPG.
Sim Only Plans (currently without 5G)
| Sim-Only Telco Companies | Giga! | Circles Life | TPG |
| iPhone 12 Pro Max Upfront Cost | 128GB- $1,799
56GB- $1,969 512GB- $2,299 from Apple Store |
$0 upfront,
93/month (128GB) |
128GB- $1,799
56GB- $1,969 512GB- $2,299 from Apple Store |
| Registration cost | FREE | $38, waived | FREE |
| Cost of Additional Data | $10 for 10GB + 100 min + 100 SMS | $18 for 100GB at 4G speeds | $1/1GB exceeded data |
| Free Incoming calls | FREE | $2/month | FREE |
| Monthly Cost | $20 ($480 over 24 mths) | $93/month for 24 months ($2,232 over 24 mths) | $10 ($240 over 24 mths) |
| SMS | 200 | NA | 30 |
| Data | 20GB | 20GB | 50GB |
| Outgoing (mins) | 200 | 100 (Free 200 mins)
Inclusive of incoming calls |
300 |
| Monthly Caller ID rates | FREE | FREE | FREE |
| Activation of Caller ID | FREE | FREE | FREE |
| Cost over 24 Months | 128GB – $2,279 256GB – $2,449
512GB – $2,799 |
128GB – $2,232
256GB – $2,401 512GB – $2,731 |
128GB – $2,039
256GB – $2,209 512GB – $2,539 |
From the three options, Circles.Every day life is the only company to supply an option for $0 upfront cost for its customers. When choosing this method, the price of the telephone is going to be spread over a Two years period when paying with POSB or OCBC credit cards.
In terms of the cheapest total price over Two years, TPG provides the cheapest rate, having a monthly subscription of $10. This can be a better deal than even if you had a 24-month contract on the cheapest plan. However, you'll have to spend the money for full price of the telephone upfront or look for alternative installment plan options.
Cheapest Major Telco Plan VS Sim-Only Plan
The cheapest plan (over 24 months) you will get in the major telco companies may be the M1 $40 base plan. From the Sim-only plan category, the least expensive plan is the TPG Sim-Only plan.
| M1 ($40 base plan) | TPG | |
| Monthly Subscription | $40 (LTE) ($960 in 24 mths) | $10 ($240 over 24 mths) |
| iPhone 12 Pro Max Upfront Cost | 128GB- $1,270
256GB- $1,420 512GB- $1,720 |
128GB- $1,799 256GB- $1,969
512GB- $2,299 |
| SMS | 100 | 30 |
| Data | 20GB | 50GB |
| Outgoing (mins) | 100 | 300 |
| Monthly Caller ID rates | $5.35 ($128.40 in 24 mths) | FREE |
| Activation of Caller identification (one-time cost) | $10.70 | FREE |
| Total cost over 24 Months | 128GB – $2,369.10
256GB – $2,519.10 512GB – $2,819.10 |
128GB – $2,039.00
256GB – $2,209.00 512GB – $2,539.00 |
While both of these plans allow you to spend minimal amount of money over Two years, they offer little to no subsidies around the upfront cost of the telephone. You must either result in the full payment from the upfront cost or utilise the Apple Installment plans with one of the supported banks.
#3 Extra Privileges From Various Telco Companies
On the surface of the subsidies from various telco companies that are made readily available for all customers, each telco company provides different forms of special privileges for its customers, according to their status.
| Telco | New Customers | Transfer Customers using their company telco companies | Universal & Recontract | Extra Privilege |
| SingTel | $50 | $50 | $50 | $100 off when upgrading to a higher XO plan |
| StarHub | $200 | $200 | NA | NA |
| M1 | $200 | $200 | NA | $100 off when using CitiBank Credit Cards
$120 off when utilizing M1 CitiBank Credit cards |
If you use a CitiBank card to cover your phone, M1 provides a more $120 discount upfront cost of the telephone which pertains to recontract, new customers and customers transferring using their company telco companies. The $50 discount from SingTel has already been contained in the upfront cost of the phone. If you're upgrading in the base XO intend to a higher tier XO plan, you'll be eligible for one more $100 discount on the price of the telephone.
If you are planning to subscribe to a brand new line or transfer your number to StarHub or M1, you will be entitled to a $200 discount around the upfront cost of the phones. By making use of all the discounts supplied by M1, the upfront cost of the iPhone 12 Pro Max from M1 will get a maximum reduction of $320.
Conclusion: M1 Provides the Most Subsidies with a few Caveats
If you are looking to obtain the new iPhone 12 Pro Max with a basic plan, M1 provides the best upfront and total price over 24 months within the three major telco companies, whether it arrives with 5G. This comes with the condition that you will have to fulfill the conditions of coughing up for that phone with an M1 Citibank Charge card ($120 discount) and as being a new customer to M1 ($200 discount), including customers transferring to M1.
In our comparison, we compared the cheapest plan from the three major telco companies using the cheapest Sim-Only plan. While you can get the iPhone 12 Pro Max in a cheaper price over Two years using the TPG Sim-Only plan, you'd be necessary to spend the money for full upfront cost of the telephone unless you are taking advantage of any installment plans. You should keep in mind that while both of these plans are cheapest, they do not include 5G on default. In M1's case, you would need to buy 5G booster packs which begin with $15.
For the category of the highest tier plan from each telco company, M1 provides the cheapest upfront cost for that iPhone 12 Pro Max. With that in mind, it is also the costliest plan over Two years. In connection with this, the cheapest high-end plan (over 24 months) in the three major telco companies may be the StarHub $155 plan.
While there are cheap mobile phone contracts deals for the iPhone 12 out there, it's worth considering if 5G is a necessity for you. In the end, some might find it justified to pay extra to consider benefit of the quickest internet speeds on their new phones.
