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A clear overview of credit cards and credit

Read more about the article A First-Timer’s Guide to Spotting Card Skimmers
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A First-Timer’s Guide to Spotting Card Skimmers

  • Post author:Credit Overview Editors
  • Post category:Fraud and Identity

Learn how card skimmers work, how to check ATMs and gas pumps for tampering before you pay, and what to do if your card details get stolen.

Continue ReadingA First-Timer’s Guide to Spotting Card Skimmers
Read more about the article Why Did I Get an Adverse Action Notice in the Mail?
Joanna Kosinska

Why Did I Get an Adverse Action Notice in the Mail?

  • Post author:Credit Overview Editors
  • Post category:Your Credit Rights

An adverse action notice explains a credit denial and what to do next. Learn what federal law requires the letter to include and how to use its details.

Continue ReadingWhy Did I Get an Adverse Action Notice in the Mail?
Read more about the article Before You Sign a Personal Loan: What to Check
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Before You Sign a Personal Loan: What to Check

  • Post author:Credit Overview Editors
  • Post category:Car and Personal Loans

A checklist to run before signing a personal loan: the APR, fees, prepayment penalties, collateral and the disclosures to read first.

Continue ReadingBefore You Sign a Personal Loan: What to Check
Read more about the article Filing a CFPB Complaint for Beginners
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Filing a CFPB Complaint for Beginners

  • Post author:Credit Overview Editors
  • Post category:Your Credit Rights

A starter guide to filing a complaint with the Consumer Financial Protection Bureau: what to include, response deadlines, and what comes next.

Continue ReadingFiling a CFPB Complaint for Beginners
Read more about the article Student Card or Secured Card: Which Should You Get First?
Dave Meier

Student Card or Secured Card: Which Should You Get First?

  • Post author:Credit Overview Editors
  • Post category:First Cards

Student cards require enrollment but no deposit. Secured cards cost cash upfront but accept non-students. Compare eligibility, fees and credit building.

Continue ReadingStudent Card or Secured Card: Which Should You Get First?
Read more about the article A Timeline for a Lost or Stolen Credit Card
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A Timeline for a Lost or Stolen Credit Card

  • Post author:Credit Overview Editors
  • Post category:Fraud and Identity

What to do when a credit card goes missing, hour by hour: locking the card, reporting it, updating payments and watching your credit report.

Continue ReadingA Timeline for a Lost or Stolen Credit Card
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About Credit Overview

Plain-English explanations of credit cards, credit reports and borrowing, with the rules that protect you and the trade-offs to weigh.

Popular guides

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Credit Overview

Guides to credit cards, credit reports and smart borrowing. Our articles are general information, not financial or legal advice.

Topics

  • Credit Cards
  • Credit Reports
  • Smart Borrowing
  • First Cards
  • Rewards and Perks
  • Car and Personal Loans
  • Fraud and Identity
  • Your Credit Rights

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