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A clear overview of credit cards and credit

Read more about the article A First-Timer’s Guide to Spotting Card Skimmers
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A First-Timer’s Guide to Spotting Card Skimmers

  • Post author:Credit Overview Editors
  • Post category:Fraud and Identity

Learn how card skimmers work, how to check ATMs and gas pumps for tampering before you pay, and what to do if your card details get stolen.

Continue ReadingA First-Timer’s Guide to Spotting Card Skimmers
Read more about the article Why Did I Get an Adverse Action Notice in the Mail?
Joanna Kosinska

Why Did I Get an Adverse Action Notice in the Mail?

  • Post author:Credit Overview Editors
  • Post category:Your Credit Rights

An adverse action notice explains a credit denial and what to do next. Learn what federal law requires the letter to include and how to use its details.

Continue ReadingWhy Did I Get an Adverse Action Notice in the Mail?
Read more about the article Before You Sign a Personal Loan: What to Check
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Before You Sign a Personal Loan: What to Check

  • Post author:Credit Overview Editors
  • Post category:Car and Personal Loans

A checklist to run before signing a personal loan: the APR, fees, prepayment penalties, collateral and the disclosures to read first.

Continue ReadingBefore You Sign a Personal Loan: What to Check
Read more about the article Filing a CFPB Complaint for Beginners
Alabama Extension

Filing a CFPB Complaint for Beginners

  • Post author:Credit Overview Editors
  • Post category:Your Credit Rights

A starter guide to filing a complaint with the Consumer Financial Protection Bureau: what to include, response deadlines, and what comes next.

Continue ReadingFiling a CFPB Complaint for Beginners
Read more about the article Getting Started With a Credit Freeze for Your Child
Dirk Ingo Franke

Getting Started With a Credit Freeze for Your Child

  • Post author:Credit Overview Editors
  • Post category:Fraud and Identity

How to check whether your child has a credit file, freeze it free at all three bureaus, and lift the freeze when your child is grown.

Continue ReadingGetting Started With a Credit Freeze for Your Child
Read more about the article How Student Credit Cards Work and Who Can Qualify
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How Student Credit Cards Work and Who Can Qualify

  • Post author:Credit Overview Editors
  • Post category:First Cards

Student credit cards follow special federal rules, especially for applicants under 21. Learn who qualifies and what to compare before applying.

Continue ReadingHow Student Credit Cards Work and Who Can Qualify
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About Credit Overview

Plain-English explanations of credit cards, credit reports and borrowing, with the rules that protect you and the trade-offs to weigh.

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Credit Overview

Guides to credit cards, credit reports and smart borrowing. Our articles are general information, not financial or legal advice.

Topics

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  • Credit Reports
  • Smart Borrowing
  • First Cards
  • Rewards and Perks
  • Car and Personal Loans
  • Fraud and Identity
  • Your Credit Rights

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