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What Identity Theft Recovery Really Costs Victims
A cost breakdown for identity theft recovery: what is free, what costs small amounts, and where victims pay most, in hours and lost income.
Kristin Hardwick
Before You Apply for a Job: What to Check on Your Credit Report
A step-by-step checklist for reviewing and correcting your credit report before an employer runs a background check, with the FCRA rules that apply.
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A First-Timer’s Guide to Spotting Card Skimmers
Learn how card skimmers work, how to check ATMs and gas pumps for tampering before you pay, and what to do if your card details get stolen.
Joanna Kosinska
Why Did I Get an Adverse Action Notice in the Mail?
An adverse action notice explains a credit denial and what to do next. Learn what federal law requires the letter to include and how to use its details.
By Free-Photos
Before You Sign a Personal Loan: What to Check
A checklist to run before signing a personal loan: the APR, fees, prepayment penalties, collateral and the disclosures to read first.
Alabama Extension
Filing a CFPB Complaint for Beginners
A starter guide to filing a complaint with the Consumer Financial Protection Bureau: what to include, response deadlines, and what comes next.
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