How To Earn Bonus Cashback When Prepping Restaurant-Quality Meals For the Family Via Cold Storage With Your UOB One Charge card

As you're completing your brand-new Year's resolutions for 2021, one of those resolutions may be to obtain fitter by exercising. If you are looking to get that beach bod, not only do you have to get some exercise regularly, but you also have to regulate your nutrition and diet too. This means preparing your own meals as it provides you with additional control over your calorie count.

What should you could prep meals for the entire family while visiting the gym with your spouse? That might be killing two birds with one dumbbell, pardon the pun. In this article, we'll go through a few of the costs associated with prepping your personal meals for the gym (and your family) and how you will get bonus cashback with UOB One Credit Card when you shop at selected supermarkets for that protein pump.

UOB One Charge card: One Head That beats all others Of Cashback Cards

If you consistently spend well above $500 each month, among the best methods to improve your cashback is by using the UOB One Card, which offers from three.33% to 5% flat rebate, boosted to 10% on selected supermarkets, 7-11, Grab, UOB Travel and 6% on utilities. At this spend level, cardholders can earn as much as S$300/quarter for the highest spending tier, or S$100/month – among the highest potential earning rates available on the market.

Those who spend a minimum of $500/month may also earn a 3.33% cashback. Additionally, devote to popular merchants like Cold Storage and Cathay Cineplexes earns as much as an additional 10% rebate, through UOB SMART$ Programme. Ultimately, if you're looking for a convenient card that rewards stable budgets with top rates, the UOB One Card is one of the best in the marketplace.

How You are able to Optimise Your UOB One Card For Cashbacks On Meal Preps

Back to meal prepping, for the uninitiated, meal prep refers to preparing meals ahead of time for that week. For gymgoers who wish to get fitter, this means to distribute your protein, carbohydrate and fat count across the week by batch cooking and packing them into daily servings.

For families, it might mean quality time spent with loved ones eating well balanced, restaurant quality food while keeping a healthy lifestyle. Although meals prep plan might not be as feasible for gymgoers with children, it is also helpful to cook those meals on the day itself but prepare the ingredients and seasoning your day or week before. Marinating the meat and fish takes time, so having a planned diet will also help to ensure that everything flows in the kitchen.

An example of a meal prep plan can be as follows:

#1 Monday – Fish tacos: fish, tortillas, greens, tomatoes.

#2 Tuesday – Beef steak: ribeye beef, potatoes, black pepper sauce and BBQ sauce

#3 Wednesday – Pan seared fish fillet: red snapper, lemons, pepper sauce

#4 Thursday – Homemade pizza with cauliflower base: cauliflower rice, pizza sauce, cheese, mushrooms (x2 for Bolognese), capsicum, red onion.

#5 Friday – Chicken and roast veggies: chicken white meat, pumpkin, red onion (x2 for pizza), zucchini, potatoes.

Costs of Meal Prep (Weekly): For any Family Of Four

(Prices were sourced from Cold Storage)

If you are already spending money renewing your gym membership, combining regular workouts with good dieting habits can make long-lasting changes in your physique and make you feel well informed in yourself.

For gymgoers who want to earn cashback on their meal prep, you can generate up to 5% rebate together with your UOB One Charge card on your supermarket trips, with an additional 5% rebate on Dairy Farm Singapore merchant supermarkets: Cold Storage, Giant, Marketplace and Jasons.

In to qualify for the rebates, you need to attain the following:

#1 Make a minimum of 5 purchases prior to the UOB One Charge card statement each month

#2 Spend at least $500 monthly and maintain that expenditure every month

So, let's imagine you choose to prep your meals by visiting Cold Storage for fresh produce and spend more than $500 monthly, your rewards are listed below (in line with the above tabulated costs):

1 Prepped Meal Each day: $581.36 each month

Cash Rebate Per Quarter: $50

Additional Cash Rebate of 5% (Disbursed after every quarter): $29.07 x 3 = $87.21

Total Rebate Per Quarter (%): $137.21 (7.87%)

2 Prepped Meals A Day: $1162.72 each month

Cash Rebate Per Quarter: $100

Additional Cash Rebate of 5% (Disbursed after every quarter): $58.14 X 3 = $174.42

Total Rebate Per Quarter (%): $274.42 (7.87%)

As you can observe, the rebates each quarter can amount to quite a lot. Based on the projected spend, you will be able to save as much as $548.84 and $1097.68 each year for single daily meal prep or twice daily meal prep respectively.

Do take note the additional rebate is capped at $100 per statement month.

Who The UOB One Card Is Not For

The UOB One Card is less good for irregular or low spenders. Because cashback depends upon the lowest monthly spend during the quarter, a cardholder by having an inconsistent budget can certainly miss out on the higher-tiered cashback rewards.

If spent just S$1 under S$2,000 – even for 1 month – your quarterly rebate drops from S$300 to S$100 (and is constantly on the drop for every tier). Thus, this card is perfect if you have a regular budget and are looking to maximise rewards and offset your future purchases.

Fees:

Annual Fee: $192.60, with a first-year card fee waiver

Eligbility:

For Singapore Citizens and Permanent Residents:

Minimum annual salary of S$30,000 is required or Fixed Deposit collateral with a minimum of S$10,000

For Foreigners:

Minimum annual salary of S$80,000 is required or Fixed Deposit collateral with a minimum of S$10,000

Age: 21 and above

Start Earning Cashbacks In your UOB One Credit Card Today

If you can observe yourself prepping meals in time for the gradual opening of the world in 2021 and dealing in the beaches late next year, results in the club will require time to show also it might be a great time to consider nutrition on top of your exercise regimen. In addition, you might begin to convey more quality time with your family at the dinner table instead of in front of your laptop screens. Start your meal prep journey with UOB One today!