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Secured Credit Cards: How They Work and When to Move On
How secured credit cards work, what the deposit does, the fees to watch for and how to graduate to an unsecured card once your credit improves.
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The Minimum Payment Trap: How Long Card Debt Really Takes to Repay
Why paying only the minimum on a credit card keeps you in debt for years, how to read the minimum payment warning on your statement and faster ways to repay.
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What to Do if Someone Opens Credit in Your Name
Step-by-step actions if you find an account you didn't open: contact the company, freeze your credit, report to IdentityTheft.gov and remove fraudulent items.
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How to Read Your Credit Report, Section by Section
A walk-through of a U.S. credit report: personal information, accounts, payment history, inquiries, collections and public records, and what to check in each.
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How Landlords Use Credit Reports When You Apply to Rent
What landlords and tenant screening companies look at in a rental application, your rights under federal law if you're turned down and how to prepare.
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Credit Freeze vs. Fraud Alert: Which Protection Do You Need?
How credit freezes and fraud alerts work, what each one stops, how long they last, what they cost and when it makes sense to use one or both.