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Here's Why The OCBC YES! Debit Card May be the Perfect Cashback Debit Card For you personally
In the not-so-distant past, students and people who don’t meet minimum income requirements to apply for a credit card, they typically lose out on discounts and perks on their spending. Fortunately, there are now debit cards introduced to serve this market that provide debit card users similar benefits and privileges that charge card users enjoy, like the ability to earn money rebates and airline miles.
One of those cards is the OCBC YES! Debit Card, which has been refreshed having a 1% rebate on daily spending, including transport, shopping online, in addition to purchases at supermarkets and junk food joints. This rebate applies to all existing OCBC YES! cardmembers and new card users having a minimum spend of $400 in Visa transactions, without any limit to just how much in rebates you can generate.
We’ll take a closer look at 4 benefits of this debit card that will help you decide it deserves a slot in the bank.
#1 Cash Rebates On Transport Spend
OCBC YES! debit cardmembers can also enjoy a cash rebate of 1% per month if they charge their rides for their YES! debit card.
Unlike other cards where cash rebates are associated with one transport company, YES! debit cardmembers can earn money rebate for rides on ride-hailing services such as Grab, Go-Jek and Tada, as well as Comfort and CityCab taxis.
For people who take hail-riding services regularly, the cashback should come in helpful for them. The best part is the fact that there is no cap on how much one can earn for transport expenses.
However, if cardmembers will be to use the YES! debit card to cover their rides with Comfort or CityCab taxis, they will have to take note of an additional 10% administrative charge, as well as a 7% GST on both the fare and the administrative charge. This amount can also add up to and including substantial sum, especially for long taxi rides.
#2 Rebates On Online Shopping
YES! debit cardmembers who are frequent shoppers at online marketplaces can rejoice, as the debit card provides a 1% cash rebate on popular online platforms.
For those people who are fashion conscious, they are able to enjoy cash rebate at Zalora and ASOS. People who require purchasing their daily necessities and essential supplements can click on FairPrice Online, Lazada and iHerb to earn rebates.
Especially during the COVID-19 outbreak, where many stores are closed and individuals are limited to the walls of their homes, cash rebate for spending at these web based stores is certainly a welcome benefit.
#3 Rebates On Junk food And Convenience Stores
For people who live on the short lane, the YES! debit card offers cash rebate on spending at convenience stores, such as Cheers and 7-Eleven, as well as junk food joints including McDonalds's, Subway, Burger King, KFC and many more. Food purchases made directly from these fast food joints will also be entitled to cash rebate.
For those rely on junk food to fuel their work or studies could possibly appreciate and earn this rebate regularly.
#4 Other Together with your OCBC YES! Debit Card
In addition to cash rebates, the OCBC YES! debit card also comes with other intangible benefits. For example, the cardmembers can pick to make use of the card for Visa or NETS transactions. The Visa functionality also allows cardholders to create purchases on the internet and overseas, as well as enjoy exclusive card promotions. The best part, the card does not include any annual fees.
The debit card is also enhanced with some safety measures, such as setting preferred daily spending limit and trigger amount for SMS notification and disabling of overseas usage automatically. Additionally, so long the cardholder reports towards the bank concerning the loss of theft of card, the liability is limited to $100.
New Cardholders Enjoy A $15 Cash Rebate
For those who are considering signing up for the YES! debit card, OCBC Bank has become giving new eligible cardholders a bonus $15 rebate.
To be eligible for the cashback, simply:
– Be a new customer with no existing OCBC debit card in the past Six months and make an application for the YES! debit card between 1 May and 31 May 2021 (both dates inclusive) through the OCBC website, with card approved by 31 May 2021;
– Spend the absolute minimum $300 on Visa transactions on qualifying spend (excluding AXS payments, NETS, cash withdrawal or paying for stored value or prepaid products) by 30 June 2021
The rebate is going to be credited straight to the credit card account within 2 months in the end from the promotion.
To apply for the OCBC YES! debit card, you have to be a minimum of 16 years of age and hold an OCBC Statement Savings account to be eligible for the credit card. You can out much more about the credit card and apply here.