Disney(R) Premier Visa(R) Card Review – Credit Sesa
EDITOR’S NOTE: The Disney(R) Premier Visa(R) Card mentioned in the following paragraphs is expired and it is no more available
Disney(R) Premier Visa(R) Card snapshot
A visit to a Disney amusement park is really a dream become a reality for most kids but for parents, footing the bill can be a nightmare. Luckily, the Disney Premier Visa(R) Card, a credit card from Chase Bank, can trim down a few of the price of hanging out with Mickey and company. This card offers 2% in Disney Reward Dollars for card purchases on select categories – at gas stations, grocery stores, restaurants and many Disney locations. Plus, earn 1% in Disney Reward Dollars on all of your other card purchases.
If you're planning the first outing to a Disney resort or you're a regular Disney visitor, keep reading to discover whether you should take this card along for the ride.
Disney(R) Premier Visa(R) Card highlights
|Disney(R) Premier Visa(R) Card at a glance:
|Foreign transaction fee:
|3% from the quantity of each transaction in U.S. dollars.
|New Cardmember Bonus:
|$200 statement credit after you spend $500 on purchases on your new card within the first A few months from account opening
(open to new Cardmembers who do not have this card and also have not received a new Cardmember bonus with this card in the past Two years)
|For eligible purchases made with your Disney(R) Premier Visa(R) Card, earn 2% in Disney Reward Dollars on card purchases at gasoline stations, grocery stores, restaurants and most Disney locations; Plus, earn 1% in Disney Reward Dollars on all of your other card purchases
|We think it is good for:
|Frequent Disney visitors and shoppers
|Someone who wants to earn rewards on everyday card purchases
|Someone who's comfortable paying an annual fee
|We think these individuals should do more research:
|Someone who wants to avoid foreign transaction fees
|Someone who's looking for a 0% introductory APR on purchases or balance transfers
|Terms and types of conditions apply
Disney(R) Premier Visa(R) Card: The basics
Annual Fee: $49
Disney(R) Premier Visa(R) Card is tailored to individuals who spend considerable time at Disney attractions or shopping within the Disney store. For eligible purchases created using your Disney(R) Premier Visa(R) Card, earn 2% in Disney Rewards Dollars on select category card purchases and 1% on all other card purchases, which may be redeemed at participating Disney locations for almost anything Disney-related as well as for an argument credit toward flights. Terms apply.
The card has a $49 annual fee.
For a limited time qualifying new Cardmembers earn a $200 statement credit after spending $500 on purchases in your new card within the first A few months from account opening (some restrictions apply). If you are planning to apply your card to book a trip to a Disney property, there is a 0% Promotional Annual Percentage Rate (APR) for the first 6 months following a purchase date on select Disney travel packages as long as your account isn't overdue on the purchase date. Next Promotional APR period ends, as well as for all other purchases and balance transfers, the Variable APR is currently 15.99%, this APR will be different using the market based on the Prime Rate.
Disney(R) Premier Visa(R) Card: So how exactly does it rival your competition?
Disney(R) Premier Visa(R) Card isn't only card will earn rewards towards a Disney trip. We've included a few other rewards cards which are worth considering if you're looking to max out your rewards.
Learn More: Rewards Credit Cards from Our Partners
U.S. Bank Cash+TM Visa Signature(R) Card
Annual Fee: $0
Card features we want to mention:
- Eligible new cardmembers who qualify earn a one-time rewards bonus after meeting requirements
- Earn Cash return on your eligible purchases
- No annual fee
We think the U.S. Bank Cash+TM Visa Signature(R) Card is another option to take a look at. Eligible new cardmembers who qualify earn a one-time $150 rewards bonus once you apply online and spend $500 in eligible purchases within the first 3 months of account opening.
With the U.S. Bank Cash+TM Visa Signature(R) Card earn cash back rewards on what spent on all purchases. Best of all, there's no annual fee. Earn 5% cash return in your first $2,000 in combined eligible purchases each quarter on two classes you choose from the selection supplied by U.S. Bank. You earn 2% cash return on a single everyday category, like gasoline stations, grocery stores or restaurants from a selection provided by U.S. Bank. And earn 1% cash back on other eligible purchases.
Redeem your money rewards anytime and get your money during the following ways: as a statement credit or as a direct deposit to your U.S. Bank checking, savings, or money market account, or like a U.S. Bank rewards card (there's a minimum redemption). Your cash rewards expire after the calendar month Three years following the billing cycle by which they are earned.
If you are searching for flexibility to choose your money back categories for any higher return rate, easy redemption, and no annual fee you may want to take particular notice at exactly what the U.S. Bank Cash+TM Visa Signature(R) Card offers.
Terms and types of conditions apply.
Earning rewards with Disney(R) Premier Visa(R) Card
The Disney(R) Premier Visa(R) Card rewards program pays Disney Reward Dollars on every purchase. You get 2% in Disney Reward Dollars when you use the card to make purchases at gasoline stations, supermarkets, restaurants and many Disney locations. Best to check the Chase website for more information on the 2% Disney locations. All of your other card purchases will earn 1% in Disney Reward Dollars.
Redeeming Disney Rewards Dollars
Once you've accumulated some Disney Reward Dollars, you're ready to place them to work plus you've got few different choices for doing so. For example, you can redeem rewards toward most anything Disney and The exorcist at most Disney locations, for instance for tickets to a participating Disney amusement park, a stay at a Disney resort or dinner out in a Disney restaurant. If you are flying to some Disney property, you should use your rewards to pay for the price like a statement credit after booking your flight. You may also redeem Rewards Dollars for a statement credit toward flights – purchase flight tickets together with your Disney(R) Premier Visa(R) Card from Chase on any airline to any destination and then redeem for any statement credit. Terms apply.
Disney(R) Premier Visa(R) Card pros
The Disney(R) Premier Visa(R) Card has a decent rewards structure for gas-and-grocery store spending consumers looking for a card specifically for Disney purchases.
Some from the nicest features of the card, though, when you use this credit card to purchase, are its perks designed exclusively for Disney lovers, like savings on select merchandise purchases of $50 or even more at select locations at the Disneyland(R) and Disney(R) Resorts and aboard Disney Cruise Line ships; savings on select dining locations most days at Disneyland(R) and Disney(R) Resorts; discount from the non-discounted price of select guided tours at Disneyland(R) and Walt Disney World(R) Resorts locations. Character experience Disney Visa Cardmember-exclusive photo opportunities held at private Cardmember locations at the Disneyland(R) and Walt Disney World(R) Resorts with Disney or Star Wars Characters. Restrictions and limitations may apply.
Disney(R) Premier Visa(R) Card cons
While the Disney(R) Premier Visa(R) Card can save you on Disney purchases, it isn't a great fit if you are seeking more of an all-around rewards card.
The $49 annual cost is not a killer for the Disney(R) Premier Visa(R) Card but there are other cards that pay a similar rewards rate without charging a yearly fee.
Should you get the Disney(R) Premier Visa(R) Card?
We'd recommend the Disney(R) Premier Visa(R) Card with a large amount of spending at Disney each year, you can pay balance entirely each month, or else you want 6 months to repay a qualifying Disney holiday package or property purchase. If you want something that includes a higher rewards rate, however, or doesn't have an annual fee, we suggest taking a look at the other cards profiled in this article.
Before applying for the Disney(R) Premier Visa(R) Card or any rewards credit card, be sure to scope your Credit Sesame free credit score card to obtain a concept of whether you'll qualify. Keep in mind having a credit rating inside a particular range doesn’t guarantee that you’ll be approved for a charge card, or if you’re approved, what the terms that may be extended for you is going to be. Note, each charge card company uses many variables within the decision making process to extend credit, as well as using a variety of credit card scoring models.
And last, it is recommended that you appear at other rewards cards to see your options, and also to find a card that's a fit for your requirements.
To create a more informed choice you'll find more information concerning the cards profiled in this article by visiting each one of the credit card issuers websites.
Terms and cond